Category Archives: Uncategorized

10 Things Real Estate Pros Need to STOP Telling Themselves.

Read this GREAT article this morning and thought it was a perfect way to start off my Monday.  Eventhough I’m not a real estate agent but rather a mortgage lender, it all applies in one way or another.  Bottom line- We make our market and the quality of our “self-talk” has a lot to do […]

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NAR’s Existing Home Sales Report

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Can You Sell That? FHA Sets Minimum Property Standards For 2014

What Is An FHA Mortgage? The “FHA mortgage” is a bit of a misnomer. Technically, the loan should be called the FHA-insured mortgage. This is because the FHA is not a mortgage lender but, rather, an mortgage loan insurer.  FHA is an acronym for Federal Housing Administration. The agency was formed in 1934 to promote […]

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Predictions for 2014: Interest Rates Will Increase Significantly

 Most experts are calling for an increase in mortgage interest rates in 2014. However, we believe the increase will be more dramatic than is being projected. We believe rates will be closer to 6% than 5% by year’s end.

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Waiting Period for a Repurchase When Dealing With a Past BK, Short Sale or Foreclosure

Conventional Financing: Bankruptcy (Ch 7 or Ch 11) – 4 years after discharge date Bankruptcy (Ch 13) – 2 years from discharge date or 4 years from dismissal date Foreclosure – 7 years 

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  • About Michelle’s Blog

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    Michelle Coolidge-Tondu is currently serving her mortgage clients as a Vice President, Sr. Loan Originator and Certified Underwriter with over 25 years in the mortgage industry. Her passion for her profession has resulted in her achieving the ranking of Top 100 Originator in the Nation, among numerous industry achievement awards and recognitions. One of the attributing factors to Michelle's success is her dedication to remaining your trusted source for mortgage and real estate information, as well as fast and accurate pre-approvals. As Michelle reads program guidelines, updates, various blogs, and other related information, she passes on the most important information to you through this site. This site is designed to help educate home buyers, home refinancers and real estate agents on the current happening of the mortgage and real estate industry.

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